What does a residual disability benefit cater to?

The residual disability benefit is designed specifically for individuals who experience a loss of income due to a disability that allows them to still work, albeit at a reduced capacity. It caters to those who are earning between 20% and 80% of their pre-disability income. This benefit provides financial support during the transition period when a person is returning to work but is not yet able to fully resume their previous role, helping to bridge the gap in lost income as they regain their ability to work.

The focus on individuals who have a partial reduction in income highlights the importance of addressing the financial needs of those who are not completely unable to work but still experiencing significant limitations due to their condition. This type of benefit is instrumental in promoting recovery and encouraging individuals to re-enter the workforce instead of relying solely on total disability benefits, which are aimed at those unable to work at all.